Payoff adds a game layer to personal financing, essentially trying to create incentives to work towards individual financial goals. While they have been working on this since 2009, a new round of financing seems to verify the concept. Gamification has officially reached personal finance.

Square has been innovation how we can pay with our phone for a while. Their new service Card Case takes this to a whole new level. "The experience was magical—almost creepily so. It happened so quickly, and lacked so many of the hassles of a normal transaction, that when I left the store with the cupcake it was hard not to feel like I’d just pulled off a heist."

Finance innovation labs: RT @mikederismith: @peterbihr American Express Labs came to mind then found these