We've already mentioned why not investing in a 401(k)—especially if your employer offers a company match—isn't a very bright idea, but according to new data compiled by Fidelity Investments, 401(k) balances are about 62% higher now than they were this time in 2009, which means that if you've been holding out because you're worried about the economy—or stopped because you lost money in the last recession, now is a good time to jump back in. More »

One of the common problems some people have with webapps like Mint is that they need to link with your bank account to give you useful financial information. If the thought of authorizing another webapp to see your financial data makes you queasy, try Spendful, a new service that offers transaction tracking and budgeting tools to help you figure out where your money is going, just without the link to your bank. More »

Write off "business pet" expenses, deduct the costs of volunteering your time, and expense home improvements: a former IRS officer lists at Get Rich Slowly quite a few clever ways to "cheat" on your taxes. [Get Rich Slowly] More »

We're no strangers to paranoia and online personal finance, but popular webapp Mint still won us over in the long run. Security professional and blogger Jason Owens offers tips for how he'd add extra layers of security to your sensitive Mint account. More »

The IRS plans to make more audits this year in order to make up for budget deficits. Rather than immediately surrender to the audit, the Wall Street Journal offers some tips for dealing with the government tax agency. More »

The most requested feature from users of Mint's money tracking and budgeting service has been a way to track cash transactions. It's now available, and if you can remember to keep your receipts, it works very well. More »